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HIGHLIGHTS on MONEY & SUCCESS
Trick or Treat? Dat's Up to You...
Take your pick at /www.yourfinancialwatchdog.com
Glad to visit you again, with the fast approach of young visitors to our doorsteps; my older neighborhood is turning over, with newer younger families moving in, so there's still plenty of children. It's as much fun to see the parents (usually the dads) that are escorting their charges from house to house.
With all the bad news in the markets that has us stumbling to keep our balance, I'm including some refreshing, positive news. Stepping back to take the helicoptor view once in a while can keep you feeling on top of things, instead of buried under them. Hence, my bold move to share another treat:
Words of refreshing wisdom from Roy Williams. He's a fascinating fellow, and I recommend you subscribe to his memos at http://www.mondaymorningmemo.com to read new treats every week.
Let us hear from you, with comments or questions via the sites listed below, and I'll look forward to keeping in touch, Happy Halloween! Alice Bryan CFP® |
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How To...
See Tomorrow's America Americans have always treasured independence and achievement. We've seen ourselves as fighters who stood tall after every victory, chin up, chest out, shoulders back. And to the victor go the spoils, right? Big houses, big cars, lavish vacations; these were the American dream. Forty years is how long a true 'generation' stays in power, during which time social change will be evolutionary, rather than revolutionary. But in the waning years of each generation, 'alpha voices' ring out as prophets in the wilderness, providing a glimpse of the new generation that will soon emerge like a baby chick struggling to break out of its shell. Then, 4 years ago, (Nov. 1, 2004,) I wrote,
3 Money Pitfalls to Avoid
There are times you may be considering changing your insurance products, but before you do, take heed of the following: 1. You may be hit with a cancellation penalty if you drop your auto or homeowners insurance policy mid-term.
2. You may have to pay a surrender charge if you switch to another annuity (and may have to pay taxes and an early withdrawal penalty if you cash it out.)
3. You could face higher premiums if you buy a new insurance policy--especially if you're substantially older than when you originally bought the insurance.
Have expert help when you need it. Join our "pack" through the members-only forums for essential feedback, when you purchase one of our toolkits. Let us know what you need to stay on track through our website's "Contact Us" section or our blog as linked below.
To Your Success...
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Did You Know?
34... Percentage of 18-to-34-year-olds living with their parents, up from 29 % in 1980 21... Percentage of 401(k) participants contributing to their accounts at a lower rate 78.1... Average US life expectancy in years for people born in 2006 (80.7 for women, 75.4 for men) 60... Percentage of Americans who underestimate US life expectancy 47... Percentage of managers of US stock funds who have no ownership in their funds |
http://www.yourfinancialwatchdog.com OR http://www.yourfinancialwatchdogblog.com |